LIFE INSURANCE

Life insurance is a necessity that few can live without. The death of a loved one cannot only cause emotional loss, but can cause substantial financial loss.

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LONG-TERM CARE INSURANCE

Long-Term Care Insurance provides payments for expenses that are not covered by Medicare.

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BUSINESS PLANNING

Business Overhead Insurance pays the insured’s business “overhead” expenses if she or he becomes disabled.

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PRIVACY

  • We gather information from you, your transactions with us, and outside sources specifically required to service you.
  • We do not sell customer information. We use your information only to conduct our business and provide requested products and services to you.
  • We only share your information with companies required in order to obtain products and services on your behalf as permitted by law. Disclosures may include those that we feel are required to provide insurance claims or customer service, prevent fraud, perform research or comply with the law. We will not share your information with any companies for their marketing purposes.
  • We expect persons or organizations that provide services on our behalf to keep your information confidential.  We also expect those persons or organizations to use your information only to provide the services we have asked them to perform.
  • Our employees understand the need to protect sensitive customer information and we have established safeguards to do so.
  • Information collected via this site is transmitted via e-mail. Caution is advised whenever sending sensitive information via e-mail, as e-mail is not secure. Sensitive information should preferably be related to us by telephone.
  • Our mailing list is used only to mail our newsletter and to send notices about matters of interest to our clients and subscribers.
  • We do not sell, rent or share our mailing list, nor do not enhance it by by linking to another database or require your actual name in order to subscribe. If you wish to un-subscribe, please e-mail your request to the address below and you will be removed.
  • We limit access to your information and use safeguards to help protect it.
  • We provide links to 3rd party sites as a convenience to our customers, however, please note that we are not responsible for the privacy practices of those sites, even if our business name or logo appears on those sites and the information obtained is shared by us.
  • You may review and correct your information at any time by contacting us directly via the e-mail address or telephone number posted on this page.